Gea, Feman Jaya, Firman Sianturi, Jannes Sinaga, Teguh Sagala, and Hamonangan Siallagan. 2025. “The Impact of Negative Interest Rates (Negative Interest Gates ) on Guarantee And Liquidity Models In Clearing Houses L”. Jurnal Ilmu Sosial Dan Humaniora 3 (4):476-89. https://doi.org/10.58540/isihumor.v3i4.1307.